In 2025, the civil court system in California is experiencing significant delays. For individuals who have filed personal injury claims—such as victims of motor vehicle accidents or other negligence-related incidents—this creates an urgent financial concern.
The backlog in California courts has grown steadily since the pandemic. According to the Judicial Council of California, unresolved civil cases now extend well beyond typical timeframes. Many plaintiffs are facing wait times of 18 to 36 months before a resolution. During this period, compensation remains unavailable.
For those recovering from serious injuries, this waiting period often creates financial instability. Regular expenses—such as rent, medical care, transportation, and food—continue, even while income is reduced or unavailable due to the injury.
Pre-settlement advances have emerged as a practical solution for this situation. These are not traditional loans. Instead, they are non-recourse cash advances provided based on the expected outcome of a legal claim. There are no credit checks, no monthly payments, and no repayment required if the case is unsuccessful.
For many injured individuals in California, pre-settlement funding has become a necessary option to manage essential expenses while awaiting a fair settlement. This article outlines how the process works, who qualifies, and what to consider before applying.
What’s Causing Lawsuit Funding Delays in California in 2025?
Court congestion is not new in California—but in 2025, it’s worse than ever.
Right now, if you’ve filed a personal injury case in counties like Los Angeles, Riverside, or Alameda, you could be waiting two to three years for resolution. These extreme delays are the result of a combination of factors:
- Limited court staffing and backlogged dockets
- Delayed medical evaluations and discovery
- Insurance companies stalling on claims processing
- A surge in post-pandemic personal injury filings
If you’re unable to work because of your injuries, this wait time puts your financial future at risk. Bills don’t stop while your case drags on—and without a settlement in hand, you have no way to keep up.
How Pre‑Settlement Funding Helps Plaintiffs During Court Delays
This is where pre-settlement funding comes in.
Unlike traditional loans, this type of funding is based solely on the strength of your case. You receive a portion of your expected settlement now—before your case is resolved. And if you don’t win your case, you owe absolutely nothing.
At Lawsuit Cash Advance 24/7, we provide fast, compassionate support for injured individuals who are financially stuck while waiting for their claim to move forward.
Pre-settlement advances are designed to:
- Help you cover basic living costs like rent, food, and transportation
- Prevent you from settling too early or accepting a lowball offer
- Allow your attorney (when you have one) to negotiate a full-value settlement
- Provide peace of mind when other funding options aren’t available
We understand that these delays aren’t your fault—but the consequences fall directly on you. That’s why our mission is simple: to give you financial breathing room while the legal system catches up.
Do You Qualify for Pre‑Settlement Lawsuit Funding in California?
If you’ve been injured in an accident, you may already qualify—even if you don’t have a lawyer yet.
At Lawsuit Cash Advance 24/7, we work with people just like you—those with active injury claims who haven’t yet secured legal representation. Here’s what you need to qualify:
- You were injured in California due to someone else’s negligence
- Your case involves a personal injury claim such as a car accident, motorcycle accident, medical malpractice, or wrongful death
- You’re planning to seek compensation or already started the process
You don’t need a credit score. You don’t need employment verification. And you don’t need collateral.
If you’re unsure about the legal process, we’ll help you get connected with an attorney who can represent you and support your funding application.
How to Apply for Pre‑Settlement Funding in California (Step-by-Step)
We’ve made the process as straightforward as possible—because we know how stressful this time can be.
Here’s how Lawsuit Cash Advance 24/7 supports you from start to finish:
1. You Reach Out to Us.
Fill out a short form online or call us directly. You don’t need to have an attorney yet—we’ll help with that.
2. We Connect You With Legal Support.
If you’re not represented, we’ll refer you to experienced, qualified attorneys in your area who can review your case and work on your behalf.
3. We Review the Case Details.
Working with your legal team, we quickly assess the potential value of your claim.
4. You Receive a Funding Offer.
If your case qualifies, we’ll offer you a cash advance—typically between 10% and 20% of your expected settlement.
5. You Get Funded.
Once paperwork is signed, your funds are usually disbursed within 24 hours.
There are no upfront costs, no application fees, and no risk if you lose your case. You only repay the advance if your settlement comes through.
When Is Pre‑Settlement Funding a Smart Option for Injured Plaintiffs?
You should consider a pre-settlement advance if:
- You’re struggling to pay bills while your case is pending
- You’ve lost income due to your injury
- You need money now but your case could take months (or years) to resolve
- You don’t have access to credit or other financing
- You don’t want to accept a settlement offer that’s less than you deserve
Our team understands that this isn’t just about money—it’s about holding on through one of the most difficult times of your life. Pre-settlement funding isn’t always necessary, but when it is, it can make all the difference.
FAQs: Lawsuit Delays and Pre‑Settlement Advances in California
How long are court delays in California right now?
Most civil injury cases in California are taking 18 to 36 months to reach resolution.
Can I apply if I don’t have a lawyer yet?
Yes. We specialize in helping individuals who haven’t yet found legal representation. We’ll connect you with trusted attorneys to support your case and funding.
How much money can I receive in advance?
Most qualified applicants receive 10% to 20% of their expected settlement value, based on case strength.
Do I have to repay the advance if I lose my case?
No. Our funding is non-recourse. You only repay if you win.
How soon can I get the money?
Once we receive the necessary case documents, funds are typically disbursed within 24 hours.
Pre‑Settlement Funding as a Lifeline During Court Delays
If you’re injured, out of work, and watching your bills pile up while waiting on a lawsuit that may not settle for years—you’re not alone, and you don’t have to keep waiting in the dark.
Lawsuit Cash Advance 24/7 is here to give you a path forward. We’ll connect you with legal support, review your case, and offer fast access to the funds you need to survive this long delay.
Your case matters. Your recovery matters. And your financial stability matters. If you need help now, we’re ready to walk with you every step of the way.
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