Car Accident Settlement Loans

Get a car accident lawsuit advance to cover your medical expenses, rent, household bills, and more while your case or settlement is pending. Lawsuit Cash 24/7 can approve you for car accident funding in less than 24 hours, with no hidden fees — apply now or call toll-free at 866-323-1083 today!

Non-Recourse Loans for Car Accident Lawsuits

A car accident cash advance is not a typical loan. Lawsuit Cash 24/7 can provide you with legal funding that does not involve an employment or credit check, or a payment plan. Our experienced team is familiar with all types of car accident cases and what they are worth. Reaching a conclusion or settlement can take time. Meanwhile, you must cover living expenses and deal with unscrupulous insurance companies not to mention potentially severe injuries and extensive medical treatment.

Loans can be expensive to pay back. Not only is our alternative to car accident loans easier to obtain; it’s also more affordable. In fact, you don’t pay us back at all if you don’t win. Repayment comes out of a portion of your injury settlement. We offer pre-settlement funding, so you can afford to follow through with your case, and post-settlement funding for when a case has settled, but you are waiting for the defendant or their insurance company to pay up.

Following a car accident, you may be out of work, facing surgery and rehabilitation, and paying a mountain of medical bills on top of rent, mortgage payments, child support, and legal fees. But car accident funding helps you get by until your attorney negotiates the compensation you deserve.

Contact Us Today!

If you are in need of quick cash while you wait for your case to settle or you are awaiting for your payment from a settled case, contact Lawsuit Cash 24/7 today for a lawsuit loan. If you do not win the case, you owe us absolutely nothing!

What Are Lawsuit Loans?

People often refer to our cash advance as a lawsuit loan. However, our solution is non-recourse; loans do not work this way. The cash you receive is an advance on your case and future settlement. There is no risk because if your case doesn’t end with a settlement, you don’t owe anything, and an advance will not hurt your case. Loans may also require you to pre-qualify, which can significantly delay receipt of funds.

Unlike car accident lawsuit loans, lawsuit funding doesn’t require you to make monthly payments. A loan can easily put you into debt because it requires payments to start immediately, even while your case is pending and you’re dealing with medical bills and living expenses. You don’t need to worry about staying current on payments. The cash advance plus interest is paid in entirety upon receipt of the settlement proceeds.

Reasons to Why You Might Need Legal Funding

There are many reasons you may need an advance. Research has shown nearly two-thirds of those who receive auto accident loans use them to pay back rent or avoid foreclosure. Financial limitations impact many families in the U.S., with about three-quarters of households living paycheck to paycheck. Legal fees can strain your finances, especially when you’re figuring out how to pay medical bills and other accident-related expenses, but a cash advance can cover these as well so your case can continue.

The benefits of a non-recourse auto accident loan alternative also include:


  • Financial support if you’ve lost wages due to an accident-related injury.
  • Compensation for future lost wages during recovery or if you become disabled.
  • Funding while recovering from bone fractures, herniated disks, burn injuries, and spinal cord and/or brain injuries.
  • Compensation for the wrongful death of a loved one.
  • Payment for loss of consortium or companionship if a spouse or partner dies.
  • A cash advance whether you’re an injured driver, passenger, pedestrian, bicyclist, motorcyclist, or a victim of a rideshare vehicle accident.
  • Funding for living/medical expenses, mortgage payments, child support, rent, and/or college tuition/student loans.

Qualifying for Auto Accident Lawsuit Funding

Lawsuit Cash 24/7 has developed an easy process to apply for legal funding. To qualify, you must be at least 18 years of age and have a valid auto accident claim. You must have already retained an attorney, who represents their clients on a contingency basis. Your attorney will manage the settlement proceeds when they’re received and pay back the car accident cash advance. 

We determine whether you qualify when your information is received. To approve funding, we speak to your attorney about the case. Approval and the amount of our offer depend on the nature of your case and extent of your property damage and/or injuries, their costs and impacts, and liability.

Car Accident Case Coverage

Your car accident cash advance can be provided until the following kick in:

  • Bodily Injury Liability Coverage: Offers protection if your accident causes physical injury to someone else. 
  • Property Damage Liability Coverage: Protects you if you’re at-fault for an accident that damaged someone else’s property. 
  • Uninsured Motorist Property Damage: Covers vehicle repairs through your policy if the other driver has no insurance.
  • Uninsured Motorists Bodily Injury: Can cover treatment for injuries to you/passengers if hit by an uninsured motorist.
  • Medical Payments: Regardless of fault, covers medical expenses for you and your passengers, including treatments not covered under your insurance policy.
  • Comprehensive Coverage: Pays for vehicle damage caused by theft, vandalism, floods, fires, or encounters with animals; or, events other than a collision. 
  • Collision Coverage: Covers vehicle damage caused by an accident with another car or object, less the deductible and regardless of fault.

Can you get a loan on a car accident settlement?

Yes. However the interest rates and payment terms are often more financially demanding than a lawsuit cash advance. Automobile accidents can be expensive to recover from, as far as injuries and property damage, and litigate. It’s therefore best to seek pre-settlement funding to cover your expenses until your injury settlement is finalized.

How much should I expect from my car accident settlement?

The amount we offer is contingent on various details your attorney provides about your case. It can be anywhere from a few hundred dollars to up to $100,000. You can deny an offer or choose how much to accept up to the maximum amount offered.

How long does it take to get a car accident settlement?

Automobile accident settlements can take a long time, from six months to up to two or three years. The process can be unpredictable. Reaching an agreement on a settlement can take a while, as insurance companies and defense attorneys can be difficult, while delays in receiving settlement proceeds occur for a variety of reasons.

Are pre-settlement loans safe?

A loan can easily add up your debt; you risk dealing with collections agencies if you default on payments. Legal funding avoids this because you pay nothing out of pocket and it’s not paid back unless your case wins, directly out of your settlement.

Can I get a loan on a pending lawsuit?

Lawsuit Cash 24/7 will offer an advance only if you are working with a personal injury attorney. Typically, a statute of limitations restricts your time to two years after the date of an accident to file a lawsuit. Only if you file within that time can you recover damages or qualify for a cash advance.

How can I get money before my settlement?

Just apply using our easy online form. The proceeds are taken out of your future settlement, much like a reverse mortgage. You can request monthly installments or possibly receive a second round of funding. This is sometimes necessary, especially if surgery is required later and you take additional time off from work.

How long does it take to get a structured settlement?

It depends on your state’s process of approving the settlement. A structured settlement is essentially a long-term annuity, paid out over time. It may take 60 to 90 days to start seeing payments, maybe longer. Payments, which are tax-free, can be issued over a specified time period or a lifetime, or be deferred upon your request.

Do I need a lawyer to get a car accident lawsuit loan?

Yes. Your attorney is our primary point of contact once you submit your information. We’ll discuss every detail of your case to determine what kind of pre or post-settlement funding you need. You’ll have access to legal funding only by hiring a lawyer.

Lawsuit Cash 24/7 Legal Funding

We specialize in funding clients injured in motor vehicle accidents caused by someone else’s negligence. Our founding principle is victims of such accidents deserve to be compensated immediately. Your settlement may take a while as your attorney navigates the legal process. However, you can apply for car accident funding in less than 60 seconds, get approved, and receive your cash within 24 hours of our discussion with your attorney. To get up to $100,000 in 24 hours with no hidden fees, apply now, or call us at 866-323-1083 for assistance or more information.

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About Us

Lawsuit Cash 24/7 was founded with the belief that those injured in an accident through no fault of their own deserve to be compensated NOW.  We work hard to quickly obtain pre-settlement funding for our clients.

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