When your case settles, it should be the moment you finally breathe easy. But in California, many plaintiffs quickly realize the check isn’t arriving anytime soon. In fact, it can take 30 to 90 days—or more—before you receive your settlement payment.
If you’re dealing with unpaid rent, medical bills, or just trying to stay afloat while recovering from an accident, this delay can make an already stressful situation worse. The good news? There’s a solution that helps you get your money faster—even if you don’t have a lawyer yet.
Post-settlement funding allows you to access a portion of your awarded settlement before the money is officially disbursed. At Lawsuit Cash 24/7, we help plaintiffs like you take back control—without waiting months for the payout.
Why Your Settlement Payment Is Delayed in California
Even after your case is won, there’s still a waiting period. Your attorney might be working through final paperwork, negotiating medical liens, or reviewing deductions. Insurance companies can also stall the process when issuing the check.
In California, it’s not unusual to wait several weeks—or even months—before funds are released.
But life doesn’t wait. That’s where post-settlement funding comes in.
What Is Post-Settlement Funding and How Does It Work?
Post-settlement funding is a cash advance on a settlement that has already been resolved. This is not a loan. You don’t need a job, credit check, or collateral. You don’t make monthly payments. And if, for any reason, your settlement payout falls through—you owe nothing back.
At Lawsuit Cash 24/7, we base your approval solely on the value of your case. The money is already yours—we just help you access it sooner.
Post-Settlement vs. Pre-Settlement Loans: What’s the Difference?
Pre-settlement funding is issued while your case is still active and unresolved. Because the outcome isn’t guaranteed, these advances come with more risk for the lender—so the fees and interest rates are typically higher. Approval may take longer and require more documentation. You’re borrowing against the potential value of your case.
Post-settlement funding happens after your case is already settled and the payout is confirmed. Since there’s less risk involved, approvals are quicker and rates are more favorable. You’re simply accessing part of the money you’ve already won. It’s a safer, faster way to get cash without the uncertainty.
When Can You Apply for Post-Settlement Funding?
You become eligible as soon as your case is officially settled—even while your attorney is still finalizing documents or resolving liens.
Funding can be available:
- Once your settlement agreement is signed
- Before the insurance company issues the check
- While your attorney is negotiating medical bills
If you haven’t hired a lawyer yet, we can connect you with one immediately so the process doesn’t stall. We’ve helped hundreds of plaintiffs in your exact situation move forward—without delay.
Who Qualifies for Post-Settlement Funding in California?
Post-settlement funding is designed specifically for plaintiffs who:
- Have already won their case
- Are still waiting to receive their settlement
- Need urgent financial support for rent, medical expenses, or basic living needs
- Do not currently have a lawyer to help them finalize the payout
We work with plaintiffs in cases involving:
- Car accidents
- Personal injury
- Medical malpractice
- Employment or labor disputes
- Product liability
If your case has settled and you need money now, this is a fast, safe, and risk-free way to access your funds.
Step-by-Step: How Post-Settlement Funding Works
We’ve simplified every step to serve clients who are often under stress and without legal support. Here’s exactly how it works:
1. Tell Us About Your Case
You don’t need to gather complicated paperwork. Just share your basic case details—what happened, what type of settlement you’re expecting, and where things stand.
2. We Help You Get Legal Support
If you already have a lawyer, we’ll speak with them directly. If you don’t, we’ll connect you with one who can help validate your case and keep things moving.
3. You Receive a Funding Offer
Once your settlement is confirmed, we’ll give you a no-obligation offer. There are no upfront fees, and we explain everything clearly so you can make an informed decision.
4. Sign and Receive Your Cash
When you and your attorney sign the funding agreement, we release the funds—often within 24 hours. You get access to the money you’re owed, without waiting months.
No credit checks. No job requirements. No repayment unless your settlement is paid out.
Best Post-Settlement Funding Companies in California (2025)
Here are three trusted providers in 2025:
Lawsuit Cash 24/7
- Same-day approvals
- No lawyer required to get started
- Attorney support included
- Transparent, fixed-rate terms
- Full-service guidance from start to finish
High Rise Legal Funding
- Offers funding for labor and injury cases
- Requires active attorney participation
- Typically offers 10–20% of total settlement
Express Legal Funding
- Strong educational tools
- Suitable for employment-related claims
- Non-recourse funding available
While each provider has strengths, we’re one of the few that fully supports plaintiffs without a lawyer, helping you get both legal help and funding under one roof.
How to Apply for Post-Settlement Funding (What to Expect)
You can apply online or by phone in just a few minutes. Here’s what to expect:
What You’ll Need:
- A signed settlement agreement (or basic case details)
- Attorney contact information (or let us help connect you)
- Proof of identity
Once we verify your settlement, your offer is typically ready the same day. Upon signing, the money is sent—often within 24 hours.
Pros and Cons of Getting Post-Settlement Funding
Pros:
- Fast access to your settlement money
- No credit or employment verification
- No risk—you only repay if the settlement pays out
- Attorney assistance included if needed
Cons:
- Reduces your final payout slightly
- Fees may vary depending on provider
For many plaintiffs, though, the benefit of accessing funds now outweighs the cost of waiting months without income.
Is Post-Settlement Funding Right for You?
If your case has settled and you’re still waiting on your money, post-settlement funding can be a lifeline—especially when you don’t have a lawyer to help you through the final steps.
At Lawsuit Cash 24/7, we’re here to help you move forward. Whether you need a cash advance, legal support, or simply answers—we’re ready to guide you every step of the way.
Call 866-322-6215 or apply online now and let us help you get your life back on track—faster.
FAQs About Post-Settlement Funding in California
1. Do I need a lawyer to apply?
Yes. But if you don’t have one, we’ll connect you with a trusted attorney to move the process forward.
2. How fast can I receive funds?
Most clients receive funds within 24 to 48 hours after confirmation.
3. Will this affect my credit score?
No. There are no credit checks, and it does not appear on your credit report.
4. How much can I receive in advance?
Most advances are 10–20% of your total settlement, depending on the case type and provider.
Recent Comments